Apart from not requiring a credit card machine, the ability to email a link to guests for their credit card payments is invaluable. No card details need to be sent to us and best of all, for overseas guests, there is no need to pay at a bank. All forex fees and charges are taken care of automatically. Also the rates deducted by PayBridge are very competitive, in fact better than any offered to me by a bank. The administration back up is very efficient with details of transactions and many other reports available. All in all it is a highly commendable and efficient system.